Choosing to buy a home or investment property in Canmore is an exciting decision! I pride myself on maintaining the highest professional standards, and always putting the best interests of my clients first. When you choose to work with me as your agent, you get a dedicated professional in your corner, fighting for you every step of the way. As your agent, I have a fiduciary responsibility to act only in your best interests (not the interests of the seller, builder or developer).
I will always provide you with honest information and advice, communicate with you in a thorough and timely manner, and keep your personal information confidential and secure. I will help connect you with some of the best mortgage specialists, property inspectors, document review teams & local real estate lawyers available.
To ready you for your purchase, here is a general overview of what to expect and prepare. You can always get in touch with me too, via text, call or email, to learn more about the process.
The first thing you’ll need to do is put money aside for a down payment. This amount is (at minimum) 5% of the purchase price of the home you’re planning to buy. Second, you’ll need to meet with a mortgage broker to determine what you can afford. Shopping around for the best rate is highly recommended.
Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighbourhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. You may want to put this down in writing and create a needs v/s wants list.
It’s important to partner with a Real Estate Agent you feel completely comfortable with. A REALTOR® can help you find your dream home, that meets both your needs and your budget. They will set you up with viewing appointments, and also help bring clarity to the complicated process of buying a home. You’ll want to go with an experienced and knowledgeable REALTOR® who you can be sure will represent your best interests.
Consulting with your Real Estate Agent, you will be able to find homes in your desired area. They’ll update you frequently regarding new listings and schedule you appointments with sellers.
Your Real Estate Agent can help you place an offer that the seller will either accept, counter, or reject. After you’ve negotiated an offer, you’ll need to conduct a home inspection and deal with any repairs (the cost of which you can also negotiate with the seller). Finalize your mortgage with a visit to your lender, and you’re ready to sign off on ownership. This typically takes place in a lawyer’s office.
At this point, congratulations are in order! Becoming a new homeowner is one of the most liberating things you’ll ever experience. There are many benefits to home ownership — pride of ownership, the ability to make home improvements, building equity, appreciation — the list goes on.